Funeral Cover Beneficiary Explained

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Funeral Cover Beneficiary Explained


Getting a reliable beneficiary for your funeral cover is important. When you sign up for funeral cover, you will always be asked who you want to make your beneficiary. In funeral cover and most insurance products, this will be the person in charge of your funeral and funeral plan cash pay-out.

It’s vital to get a person you can trust. It might seem far-fetched, but it’s not uncommon for people to commit fraud in the funeral insurance industry. What this means for you, don’t select a person you don’t know well or can’t trust. We always advice our clients to select a person in your direct family. Selecting your father, mother, brother or sister might be a wise decision.

Legal Age Consideration

We don’t suggest that you select a beneficiary that is not yet legal. What this means is rather choosing a trusted person that is older than 18. This way you can make sure that when it’s time to claim, your beneficiary will not have any problems to obtain your money. If you are the policy holder and you pass away, the money and responsibility will be placed on your trusted person. If anybody else on your policy passes away, the responsibility will automatically fall on the funeral policy holder.


In order for us to register a person as your funeral policy beneficiary, we need to have the full names and ID number of the person you want to include. You must remember to discuss this with your trusted person. As soon as you have selected a candidate as your beneficiary, you need to let them know. This must be done to ensure that your beneficiary is aware of your policy and will take the necessary steps if something happens to you.

If you have any further questions regarding your funeral cover trusted person, feel free to contact us.

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