Pensioner Funeral Cover – 75 Years & Older
Obviously due to your risk increasing with your age, at a certain age your benefits will usually be limited. With pensioner funeral cover, your cover amount will be slightly lower then normal. You will still be eligible for pensioner funeral cover even if you are above 85 years. Usually you will have smaller cover, and it might be a little more expensive. You can have some sort of Pensioner funeral cover to assist your family in a time of need. There are usually less cover options due to the fact that the risk is so high. Rather have lower funeral cover than no cover at all. Even receiving a small amount can help your family tremendously.
In some cases, if your parents or grandparents might be slightly younger, let’s say around 76. In this case, it might be better include them in your existing funeral plan. If you don’t have a funeral policy, you can apply for one in your own name. This way you can be the policy holder and you can add your parents as extended family. Sometimes this can be cheaper and more effective. Due to the age of the policy holder, the premium will be calculated accordingly. This means that you can enjoy more benefits at a lower rate. This is not the case with all funeral cover providers, so feel free to ask our consultant regarding this matter. At Funeral Cover Finder, we want to make sure that you get the best possible service at the best premium. We have various options for pensioner funeral plans.
We always suggest that you get funeral cover at a younger age. Because we don’t know when we are going to die, rather prepare as soon as possible.There are products available to cover almost every age. If you are older than 86, you might want to look into a pre-paid option. Unfortunately we don’t offer this product. If you are older than 76, you will need to look at the elderly policy. If you are younger than 76, we always suggest a normal policy. Even though it might cost a bit more, you will get better benefits.
Speak to a friendly Funeral Cover Finder consultant today.